Terms of Use

Effective Date: 29-10-2024

Company: Isecure Insurance Brokers Private Limited

Website: www.isecureindia.com

Welcome to www.isecureindia.com (referred to as the “Site”), operated by Isecure Insurance Brokers Private Limited (referred to as “Isecure,” “we,” “us,” or “our”). These Terms of Use govern your access to and use of our Site and the resources, services, and information offered herein. By accessing or using the Site, you accept and agree to be bound by these Terms, our Privacy Policy, and all applicable laws and regulations.

Corporate Information:
  • Corporate Identification Number (CIN): U74992HR2016PTC058650
  • Registered Address: D-118, Ground Floor, Sushant Shopping Arcade, Sushant Lok-1, Gurgaon, Galleria DLF-IV, Haryana, India - 122009
  • Grievance Officer/Data Protection Officer: Deepak Kumar Jha, Contact Number: 9811701312
1. Acceptance of Terms

By using or accessing the Site, you confirm that you are at least 18 years old and that you have read, understood, and agree to abide by these Terms of Use. If you do not agree with any of these Terms, please discontinue your use of the Site immediately.

2. License to Use the Site

We grant you a limited, revocable, non-exclusive, and non-transferable license to access and use the Site for your personal, non-commercial purposes only. Under this license, you may not:

  • Modify, copy, distribute, or otherwise exploit any materials from the Site.
  • any content for commercial purposes without prior written permission.
  • Attempt to decompile or reverse engineer any software on the Site.
  • Transfer materials to another person or "mirror" materials on any other server.

This license is granted under the condition of your compliance with these Terms and will automatically terminate if you violate any restrictions herein.

3. User Registration and Account Responsibilities

Some features on the Site may require registration or the creation of an account. By registering, you agree to provide accurate and up-to-date information. You are solely responsible for maintaining the confidentiality of your account credentials and for all activities conducted under your account.

Account Security:

You agree to notify us immediately of any unauthorized use of your account. We are not liable for any loss or damage resulting from unauthorized use of your account or your failure to secure your login information.

4. Prohibited Conduct

While using the Site, you agree not to engage in any activities that:

  • Violate any applicable laws, regulations, or these Terms of Use.
  • Involve uploading or distributing illegal, defamatory, infringing, or offensive content.
  • Attempt to gain unauthorized access to any part of the Site or any other user’s account.
  • Interfere with the proper functioning of the Site, including any network or server associated with the Site.
  • Use automated systems, software, or devices to scrape, monitor, or copy content from the Site without prior written consent.

Violation of any of these prohibitions may result in termination of your access to the Site and legal actions.

5. User-Generated Content

Our Site may feature open communication tools such as comments, forums, and feedback sections where users may post content. By submitting content, you agree:

  • Not to upload or distribute illegal, offensive, or infringing material.
  • That the content becomes our property, granting us a perpetual, irrevocable, worldwide license to reproduce, modify, display, and distribute the content as we see fit.

We reserve the right to remove any content that violates these Terms or is otherwise deemed inappropriate or offensive.

6. Intellectual Property Rights

All content, trademarks, and intellectual property on the Site are the property of Isecure or licensed for our use. This includes but is not limited to text, graphics, logos, icons, software, and images. Unauthorized use of our intellectual property, including reproduction or distribution, is strictly prohibited.

7. Disclaimer of Warranties

The materials on our Site are provided “as is” and “as available” without warranties of any kind. To the fullest extent permissible by law, we disclaim:

  • Warranties of merchantability, fitness for a particular purpose, and non-infringement.
  • Any guarantees that the Site will be uninterrupted, error-free, or that errors will be corrected.
  • Liability for any inaccuracies or omissions in the information on the Site.

We do not warrant that your use of the Site will meet your requirements or be free from viruses or harmful components.

8. Limitation of Liability

To the maximum extent permitted by law, Isecure shall not be liable for any direct, indirect, incidental, consequential, or exemplary damages arising from:

  • Your use or inability to use the Site.
  • Errors, omissions, or inaccuracies on the Site.
  • Any content or services linked through third-party websites.

In cases where liability cannot be excluded, our total liability for any claims will be limited to the amount you paid (if any) for accessing the Site.

9. Indemnification

You agree to indemnify and hold Isecure, its officers, directors, employees, and agents harmless from any claims, damages, liabilities, or expenses arising from:

  • Your use of the Site.
  • Your breach of these Terms.
  • Any violation of third-party rights caused by your actions.
10. Privacy and Confidentiality

Your use of the Site is subject to our Privacy Policy, which details how we collect, use, and protect your personal data. By using the Site, you consent to our Privacy Policy. Any information you submit that is marked confidential will be protected in line with data protection laws.

11. Changes to Terms

We reserve the right to modify these Terms at any time without prior notice. Updates will be posted on the Site, and continued use of the Site after changes take effect signifies your acceptance of the revised Terms.

12. Links to Third-Party Sites

The Site may contain links to third-party websites, which are provided for your convenience. We do not endorse or control these third-party sites, and we are not responsible for their content, policies, or practices. Accessing third-party sites is at your own risk.

13. Governing Law and Jurisdiction

These Terms are governed by and construed in accordance with the laws of India. Any disputes arising from or related to these Terms shall be subject to the exclusive jurisdiction of the courts located in Gurgaon, Haryana, India.

14. Dispute Resolution and Arbitration

In the event of any dispute related to these Terms, we will first attempt to resolve the matter amicably. If unresolved within 30 days, the matter will be referred to binding arbitration under the Arbitration and Conciliation Act, 1996. The arbitration will take place in Gurgaon, Haryana, in English, and the arbitrator’s decision shall be final and binding.

15. Termination of Access

We reserve the right to terminate your access to the Site at any time for violation of these Terms or for any other reason deemed necessary. Upon termination, you must destroy any downloaded materials and discontinue use of the Site.

16. Errors and Corrections

Although we strive for accuracy, the Site may contain typographical errors or inaccuracies. We reserve the right to correct any errors or omissions and update content without prior notice.

17. Contact Information

For any questions, concerns, or notices regarding these Terms of Use, please contact:

  • Grievance Officer/Data Protection Officer: Deepak Kumar Jha
  • Email: privacy@isecureindia.com
  • Phone: 9811701312
  • Address: D-118, Ground Floor, Sushant Shopping Arcade, Sushant Lok-1, Gurgaon, Galleria DLF-IV, Haryana, India - 122009.